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How much of your retirement are you willing to risk 100%?

Retirement Planning Options

INDEXED UNIVERSAL LIFE (IUL)
 

The Transamerica Financial Foundation IUL (FFIUL)

 

A truly flexible option, Transamerica's FFIUL provides the death benefit associated with traditional life insurance plus the potential for cash accumulation.

 

 

  • Federal income tax-free death benefit

  • Policy value accumulation potential with basic interest account and index account options.

  • Guaranteed minimum interest rate, or "floor,"brings safety through guarantees.

  • Tax benefits including tax-free loans and withdrawals, tax deferral on any earnings, and tax-free transfers between account options

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FIXED INDEXED ANNUITIES (FIA)

"I feel there are 4 major benefits when it comes to Equity Indexed Annuities." - Carter Gray (FOX Business)

 

 

  1. Protection against principal loss.  Meaning: if the index goes down, you don't lose a penny.

  2. The power of the annual reset feature.  This allows you to lock in gains every year the index is positive!

  3. Low or NO management fees.

  4. Graranteed income for life (with the guarantee income rider).

 

by Carter Gray (Fox Business)

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